Consolidating plus stafford loans

Although you may select or be assigned a repayment plan when you first begin repaying your student loan, you can change repayment plans at any time—for free.Contact your loan servicer if you would like to discuss repayment plan options or change your repayment plan.Consolidation Plus also requires you to pay an origination fee of 4.9% of the loan amount to cover processing costs.There are no penalties for paying ahead of time, and your rate will never increase.Federal student loan consolidation is a fixed-rate refinancing program that combines all of your existing federal student loans into one new loan.Consolidation can be a helpful tool for managing your finances, providing more flexibility during the repayment period. Some financial institutions will allow borrowers to include federal student loans in a private consolidation loan.

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A loan could end your debt settlement program years in advance, eliminating collection calls.

As a member of Freedom Financial Network, we are committed to helping people overcome debt and start on the path to a brighter financial future.

We care about helping clients improve their financial lives and pride ourselves on offering excellent customer service throughout their loan repayment.

Unlike other debt consolidation loans that require you to have a high credit score in order to qualify, Consolidation Plus doesn’t solely base its lending decision on a single credit score.

Like any other loan, Consolidation Plus loans require you to pay back the loan with interest.

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