This is the private sector equivalent of FHA secured loans.


Intended as a guide only, other costs will likely be involved.

The annual premiums are laid out in the tables below.

The rate depends on three factors: the term of the loan, the size of the loan and the size of the LTV.

The size of your deposit in relation to the house cost has a big effect on what kind of deal you can get. An LTV of 75% or lower will usually qualify for the best interest rate available.

A useful metric for measuring the deposit in relation to purchase price is the loan-to-value ratio (LTV). From 75% to 90% the interest rate offered by the bank will increase.

Leave a Reply

Your email address will not be published. Required fields are marked *

One thought on “Xxxchart”

  1. Gary Neuman agrees that casually introducing every date to a kid is a bad idea; equally wrong, he believes, is minimizing the importance of a new love interest.