This is the private sector equivalent of FHA secured loans.
Intended as a guide only, other costs will likely be involved.
The annual premiums are laid out in the tables below.
The rate depends on three factors: the term of the loan, the size of the loan and the size of the LTV.
The size of your deposit in relation to the house cost has a big effect on what kind of deal you can get. An LTV of 75% or lower will usually qualify for the best interest rate available.
A useful metric for measuring the deposit in relation to purchase price is the loan-to-value ratio (LTV). From 75% to 90% the interest rate offered by the bank will increase.