Xxxchart

This is the private sector equivalent of FHA secured loans.

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Intended as a guide only, other costs will likely be involved.

The annual premiums are laid out in the tables below.

The rate depends on three factors: the term of the loan, the size of the loan and the size of the LTV.

The size of your deposit in relation to the house cost has a big effect on what kind of deal you can get. An LTV of 75% or lower will usually qualify for the best interest rate available.

A useful metric for measuring the deposit in relation to purchase price is the loan-to-value ratio (LTV). From 75% to 90% the interest rate offered by the bank will increase.

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